I don’t usually like to name names, but this company goes up on my list of major dirtbags.  Let me repeat… Direct Merchant’s Bank are major scumbags.  And I can say that with personal knowledge.  Here’s why…

I’ve had an account with this company for a long time (over 7 years).  I’ve run the balance up, then paid it off, then put money back on it.  And, yes, I’ve been late a couple of times.  But, not within the last two years.  And, I’ve been double and triple paying the monthly minimum amount to try to reduce the card.  (My rate is rather high at the moment).

Well, the final straw came when they increased my rate by 2% OUT OF THE BLUE!!!  For no reason!  I called and asked, and they couldn’t give me ANY REASON WHAT-SO-EVER!  I’ve paid on time, and paid more than minimum.  I guess they just want to be greedy. 

Well, I’m transferring my balances and good riddance!

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